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Aged Care Australia

Decoding the Home Care Package Calculation of Your Cost of Care Form (SA456) Introduction

Decoding the Home Care Package Calculation of Your Cost of Care Form (SA456)

As you or your loved one's age, the need for additional care and support may arise. Home Care Packages are designed to assist older Australians with their daily living activities and care needs, allowing them to remain in their homes for as long as possible. The Home Care Package Calculation of Your Cost of Care form (SA456) is a critical document in determining the cost of care under this program. This blog post will provide an overview of the SA456 form, its purpose, and how it impacts your home care costs. What is the SA456 Form?

The Home Care Package Calculation of Your Cost of Care form (SA456) is a document Services Australia uses to assess an individual's financial situation and determine their contribution towards their Home Care Package costs. The form considers various factors, such as income, assets, and personal circumstances, to calculate an individual's income-tested care fee.

Purpose of the SA456 Form The primary purpose of the SA456 form is to ensure that Home Care Package costs are fairly distributed based on an individual's financial capacity. By accurately assessing a person's financial situation, Services Australia can determine the appropriate level of government support and the fees the individual will need to contribute to their home care. Completing the SA456 Form

When completing the SA456 form, you will be required to provide detailed information about your financial situation, including:


  1. Personal details include your name, date of birth, and contact information.

  2. Income details, including any government payments, pensions, or annuities you receive.

  3. Asset informationCompleting includes bank accounts, investments, real estate, and personal belongings.

  4. Details of any gifts or transfers made in the last five years.

  5. Information about any debts or financial liabilities you may have.


Once the form is completed, you must submit it to Services Australia for assessment. The information provided will be used to calculate your income-tested care fee for your Home Care Package.

Impact on Home Care Package Costs The SA456 form includes the cost of home care services under a Home Care Package. By accurately assessing an individual's financial situation, the government can ensure that the cost of care is fairly distributed, with those who can afford to pay more contributing more towards their care. In contrast, those with limited financial means receive the necessary support.

The outcome of the SA456 assessment will directly impact your Home Care Package, which includes:


  1. Basic daily fee: A standard fee that covers daily living costs, such as meals, cleaning, and laundry.

  2. Income-tested care fee: A fee based on your financial assessment contributes to your personal care and nursing costs.

  3. Additional service fees: Depending on your chosen care services and provider, fees for services are not covered by the government subsidy.


Understanding the Home Care Package Calculation of Your Cost of Care form (SA456) is crucial for individuals and their families when planning contributions to home care services. By completing and submitting the form, you can ensure that your care costs are may be determined based on your financial capacity. Remember to provide accurate and up-to-date information when completing the form, as this will directly impact the fees and charges associated with your Home Care Package.

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